Quick Answer: Does Walmart Credit Card Give Instant Approval?

Do you get instant approval for Walmart credit card?

No matter how you apply for the Walmart credit card, it is possible that you will receive an instant decision as to whether or not you are approved.

If you are not approved instantly, you can check the status of your application by calling 1-800-227-4825..

What credit score do you need for Walmart credit card?

Therefore, if your credit score is 630 or below, and you want to get some extra savings on gas, these cards might be a good option. In all other spending categories, the 1% cash back you get with the Walmart® MasterCard® is subpar, when compared to the rates you can get with most decent cash back rewards credit cards.

Does Walmart automatically increase credit limit?

They change your limit whenever they want. They even will lower it below your balance, which greatly negatively impacts your credit report. Also, they? ll take large payments and apply it to new purchases, just so they can continue to charge you interest on older purchases.

Is Target credit card hard to get?

You only need “fair” credit to qualify for the Target RED Credit Card, which means it’s possible to get approved with a credit score of just 620. You can see if you’re in the ballpark by checking your credit score for free on WalletHub.

What are the odds of getting approved for a Walmart credit card?

Joyce Brown, CPA. You probably can’t get a Walmart credit card with bad credit because it requires fair credit for approval. That means your chances are best if your credit score is 640+. That’s not to say getting a Walmart credit card with bad credit is impossible.